Even if you don’t often get ill, when you do you are probably grateful of being able to pop along to your family doctor without a second thought. In fact, for most Brits this is something we often take for granted. However, for those moving abroad, having free access to basic medical care such as a GP visit is rarely available, and taking a gamble on not having international health insurance because you don’t often get ill is gambling with your own life and that of your family.
Prices for medical care vary from country to country, with the US and China having some of the highest costs around, and in some countries the price you pay may be related to the quality of treatment you receive.
Knowing what international healthcare plan to choose can be difficult for some. Different plans come with different options and services and, again, this might depend on the country you are staying in. For under-developed and developing countries with poorer medical services, you should seriously consider a plan which has emergency evacuation cover. Likewise, this is a useful option if you are living or working near a border.
You should also think ahead to the future. If you are planning on starting a family, or if this could be an option, you should consider maternity cover. Equally, if you are nearing retirement age or are in poor health, then you will want cover for chronic conditions such as heart disease, diabetes or asthma.